In accounting and general business, the cost of a goods or service is the total monetary value required to create the goods or service. So in selling a basket of Apples, the cost of the basket and Apples is the cost paid for the basket and the cost of the Apples. If the Apples were grown, there is the cost of the labor to water, treat and harvest the Apples.
Worth is a term for the total monetary value of a goods or service from the buyer's point of view. Is the value that a buyer would actually pay to own the goods for service. If you have a flat tire in a remote location, the worth of someone who will change your flat tire with a spare is high. If you do not have a flat tire, the value that same person is zero. Products and services can also have intrinsic or sentimental worth but that is not a business discussion.
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