Who pays for Title Insurance in Marion County Florida?

If the transaction is a refinance, then the borrower (current owner), pays for the Mortgage Title Insurance, for coverage on the new loan.

If the transaction is a purchase, the title insurance fees are negotiable and either buyer, seller or both can pay the fees as per what is regional practice or what has been negotiated into the sales contract.

All states vary, yet who pays on a purchase is always an elective and negotiable between the parties involved as to the Owner's Policy.

Typically the new buyer pays for the Mortgage Policy regardless as to who is paying for the Owner's policy.