My husband was in a fender bender the other person fixed their car through their insurance That company is tryin to collect from me the owner Can they report ME to a credit bureau on my credit?

Well it depends. Most states allow the collection of the deductible. Say $500. (assuming the person At Fault in the accident is being asked for money) Generally though, the person would still have to take you to small claims court to collect. Only a collection company or a court judgment would show up on your credit reports. If your husband had no insurance at the time of the accident, he could be responsible for the entire cost of the repairs!