What must an insurer do to legally acquire this information?

To legally acquire information, an insurer must obtain informed consent from the individual whose information is being collected. This typically involves clearly communicating the purpose of the data collection, how the information will be used, and who it may be shared with. Additionally, insurers must comply with relevant laws and regulations, such as privacy and data protection laws, which may require them to provide individuals with rights to access, correct, or delete their personal information. Lastly, they should implement appropriate security measures to protect the collected data.