Should you pay down a rental property or pocket the money?

Whether to pay down a rental property or pocket the money depends on your financial goals and situation. Paying down the mortgage can reduce interest costs and increase equity, which may improve cash flow in the long run. However, if the rental property is generating positive cash flow and you have higher-return investment opportunities, it might be more beneficial to invest elsewhere. Consider your risk tolerance, investment strategy, and immediate cash needs when making this decision.