Can charge offs be removed from a credit report because the person has a medical condition that prevents them from working?

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1253761

2026-07-10 14:40

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No. Personal financial difficulties regardless of there nature is not a legitimate defense for not paying a debt or for having the negative entry removed from the credit report. You will notbe able to remove charge-offs from your credit report unless you can pay the entire balance in full and negotiate with the original creditor.

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