Who pays a funeral home for expenses and when do you pay for it?

The funeral expenses should be paid for out of an individual's estate before anything is paid to beneficiaries. This is usual language in wills and trusts. This must be paid for when services are rendered. However if a person is still living they can prearrange their planning with a licensed funeral director prior to this event. Usually if the individual is deceased the Executor and or Trustee will take care of this.