In Alabama, the repossession of mobile homes is primarily governed by state laws related to secured transactions. If a borrower defaults on a loan secured by a mobile home, the lender may repossess the home after following proper legal procedures, which typically include providing notice to the borrower. The lender must also comply with Alabama's Uniform Commercial Code (UCC) provisions, which require the repossession to be conducted without breaching the peace. Additionally, if the mobile home is considered real property (i.e., permanently affixed to land), different foreclosure procedures may apply.
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