How does increase your credit cards APR?

An increase in your credit card's APR (Annual Percentage Rate) can occur for several reasons, including missed payments, high credit utilization, or a decline in your credit score. Credit card issuers may also raise rates if they perceive a higher risk associated with your account. Additionally, changes in market interest rates or the terms of your credit card agreement can lead to an increase in APR. It's important to review your credit card terms regularly and maintain good financial habits to minimize the likelihood of an increased APR.