I am going through this now and boy was it a learning experience... here we go...
First track down the Lien holder or bank.. usually it on the back of the title. I did a lot of googling of the address in order to figure out who it was. The bank name wasnt listed just the initials HRSI. I later found it means hsbc retail servies inc. after hours of googling. If the bank is
still in business great.... if its not i will get into that later...
call the main customer service number and ask for the fax number and address of the title
division. Type up a letter requesting a lien release letter. must be dated have make year model and vin of the vehicle and sign it.. fax them the letter with a copy front and back of the title also a bill of sale if your not the person that originally bought and financed it.
it takes about 12 to 30 days.
If the bank is out of business check the FDIC web site.. They have info on what to do. you may need a lawyer to help you get a release from a bank that is no longer in business
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