What basic money management skills do you think teenagers should learn before the are independent?

Teenagers should learn budgeting to track their income and expenses, helping them understand how to live within their means. They should also be educated about saving, including the importance of setting aside money for emergencies and future goals. Additionally, understanding the basics of credit, such as how credit scores work and the impact of debt, is crucial. Finally, teens should learn the fundamentals of investing to help grow their wealth over time.