Where can you find home owners insurance for high risk area in Colorado?

Your best bet is to go and see or call an independent insurance agent in your area. Independent Insurance Agent represent many different companies and them being local they will represent companies that do well in your area. Be truthful and tell them the true answers to any questions they have as this will help them to find you the best coverage at the best rates available in your area. If you don't find what you are looking for them call another agent and see what they have to offer. The agents can shop through all their companies and find the best one out of all they represent.