Car insurance covers many parts including collision, liability and comprehensive. If your car is paid for you may not be required to have comprehensive coverage.
Comprehensive coverage is for non-collision
incidents such as a fire, earthquake, a hail storm and theft. If your car is destroyed in a storm or it is stolen, then you will have to absorb the loss.
Motorists should have comprehensive coverage as well as other minimum coverage to protect themselves, their passengers and other drivers.
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