What are the benefits and drawbacks of applying for a credit card with an APR of 0?

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2026-05-08 06:41

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The benefits of applying for a credit card with a 0 APR include saving money on interest charges and having more time to pay off purchases without accruing interest. However, drawbacks may include potential fees, a temporary boost in spending, and the risk of a higher APR after the promotional period ends.

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