How much is the payment for life insurance for Ayala life insurance?

I assume that you are referring to the premium. A premium is the periodic payment made by the insured to the insurer.

In the US and elsewhere, premiums are determined by actuaries, who are, essentially, mathematicians. They determine, on a very large scale, the likelihood of a person dying within a stated anount of time, and therefore, the chances of the insurer having to pay proceeds.

The amount of premium to be paid by the insured depends upon several factors, including, health and age of the applicant, pre-existing conditions, and the amount of insurance sought.