When would someone be restricted from filing for bankruptcy?

A person may be restricted from filing for bankruptcy if they have filed for Chapter 7 bankruptcy and received a discharge within the last eight years, or if they have previously filed for Chapter 13 and received a discharge within the last six years. Additionally, if someone has had a bankruptcy case dismissed in the recent past due to failure to comply with court orders or fraud, they may face a restriction on re-filing. Finally, individuals who do not complete mandatory credit counseling before filing may also be barred from bankruptcy.