How do you get bonded and insured?

You can purchase business insurance and bonding through an insurance broker which can be found online or by a referral from a friend who also owns a business.

It is easy to purchase insurance but bonding can be more difficult as bonding is a form of credit. If you have poor credit, you may want to pull your credit and work out any credit issues before you try to apply for bonding.

The process of getting insurance or bonding are both basically the same, fill out applications which the broker submits to different carriers to get you quotes. You review the quotes, select which ones you want, then sign all the forms and cut a check for the insurance broker to buy the bonds or policies for you.