What is the formula for buying out a block of business from an insurance agent?

There is no BLACK & WHITE hardcore formula. My x and I spend 3 1/2 days in court to value mine. email me privately and I can look up and see if I still have the reseach I did on it. A lot of people throw around 1 to 1.5 times gross commissions. For more info. see www.SteveShorr.com