Is it true You may be required to have additional insurance coverage in Florida if you have never been in an accident?

In Florida, while having a clean driving record may not directly mandate additional insurance coverage, it is still essential to meet the state's minimum insurance requirements. However, some insurance companies may encourage or offer discounts for higher coverage levels based on factors like your driving history, even if you have never been in an accident. It's always a good idea to review your policy and consult with your insurer to determine the best coverage for your situation.