Will your insurance premium go up if you claim a parking lot hit and run accident?

Unfortunately, yes, your premium will most likely increase, not to mention you will be responsible for the deductible cost on repairs. In a parking lot, fault is almost ALWAYS determined 50/50 fault, ESPECIALLY when there is no other driver to prove otherwise. A suggestion for you in your defence: Find out if the parking lot had Witness(es) Surveillance cameras Security staff This may aid in proving that indeed, it was hit in run. Please leave trust point if this info was helpful thank you Trina