From January 15 when the IRS starts processing refunds and returns when can you expect your refund to be deposited into your bank?

Depending on the date you file and your returns are accepted. If you filed on the 15th and your return was accepted you should expect your refund on Jan. 29th.

http://www.irs.gov/pub/irs-pdf/p2043.pdf

Here is the schedule. Hope this helps!