What to do to remove misfortune?

There are lots of mantras, spells and theories out there, but the real key is to change your outlook. Be glad with what you have and start taking the small steps to improve your decisions. For instance, if your car is a major drain on you, sell it for what you can and ride the bus. Save the money and buy a better one for cash later. Keep your home in order. Eat a balanced diet. Sleep well. Stop smoking or drinking or other bad habits. Be kind to everyone around you. Again, one step at a time - be gentle with yourself. When things are more stable, you will find that you will begin to prosper.