What event most clearly belongs to the falling action of the monkey paw?

In the falling action of "The Monkey's Paw," the most significant event is when Herbert White dies as a result of the family's wish for money. This sets off a chain of despair and Horror for Mr. and Mrs. White, leading to their realization of the consequences of tampering with fate. As they grApple with their grief and regret, the atmosphere becomes increasingly tense, foreshadowing the climax and resolution that follows.