How do to report someone to the credit reporting agencies for non payment?

This is a serious endeavor that require you to engage in a business relationship with one or all of the 3 credit agencies. It is not designed for an individual to report a single account. The laws surrounding credit reporting are far to vast for the average person to process.

If you own a company and will need to set up a reporting relationship I suggest you visit the websites for:

Equifax

Experian

Transunion