An analogy might be filling a bath - you start of with the taps on full - but as the bath gets close to where you want, you begin to turn the taps down.
The FLOW rate of water from the taps is DECLINING - but the level of the water in the bath is stillINCREASING.
In short the SPEED of increase is going down - but it is still increasing nonethless.
Hope the bath analogy helped.
Mark
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