Which insurance companies only go back 3 years for accidents on driving records?

Many insurance companies typically consider a driver's accident history for the past three to five years when determining rates. However, some companies may only look back three years for accidents, including Geico and Progressive. It's important to note that policies can vary by state and individual circumstances, so it's advisable to check directly with the insurer for their specific guidelines. Always compare quotes from multiple providers to find the best coverage and terms for your situation.