Which riders increase the amount of the death benefit?

Riders that increase the amount of the death benefit typically include the Accidental Death Benefit rider, which pays an additional amount if the insured dies due to an accident, and the Guaranteed Insurability rider, which allows policyholders to purchase additional coverage at specified times without medical underwriting. Other riders, such as the Return of Premium rider, may also enhance the death benefit by returning premiums paid if the insured outlives the policy term. Additionally, some policies may include a Terminal Illness rider, which allows access to a portion of the death benefit if the insured is diagnosed with a terminal illness.