What are Cases where an insurance agent be singled out for punitive damages apart from those awarded to his or her company?

An insurance agent can be singled out for punitive damages in cases of fraudulent behavior, such as intentionally misrepresenting policy terms or engaging in deceptive sales practices. If the agent acts with malice or gross negligence, leading to significant harm to a policyholder, they may also face individual liability. Additionally, failure to disclose critical information that results in financial loss for the client can lead to punitive damages against the agent personally.