If you have a clean insurance record marry someone with a DUI and tickets can you have a policy separate from your spouse?

Yes you can. When my husband and I got married, I kept my own insurance.

Answer You can but...many insurance companies require that all licensed drivers in the household either be named on the policy or specifically excluded. If you exclude the spouse with the DUI from your policy your insurance would not cover that person if they were involved in an incident in your car.

If you are concerned about liability for his driving habits, a better way would be to obtain legal advice as to car ownership with him and to act on that.