What is one occurrence deductible stuffer?

An occurrence deductible stuffer is a provision in an insurance policy that allows the insured to pay a single deductible amount per occurrence, rather than multiple deductibles for each individual claim related to that occurrence. This can simplify the claims process and reduce out-of-pocket costs for the policyholder in situations where multiple claims arise from a single incident, such as a natural disaster or a significant accident. By having this stuffer, the insured can manage their financial exposure more effectively.