Can you use a credit card to pay the down payment on a house?

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2026-08-04 17:00

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In most cases, you cannot use a credit card to pay the down payment on a house. Lenders typically require a down payment to be paid with funds that can be verified, such as savings or a check. Using a credit card for a down payment may be seen as a risk by lenders and could impact your ability to secure a mortgage.

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