When a credit grantor reviews voluntarily one's credit report for the standing of an account should the inquiry be reflected as 'hard' inquiry?

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1227570

2026-08-02 12:35

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Account review (AR) inquiries are not ordinarily reflected as hard inquiries which would impact your credit score. If you have had an AR inquiry which has been coded "hard", you can contact the creditor and request they remove the inquiry or (at the very least) re-code it as a "soft" inquiry.

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