What is special monitoring accounts in banks?

In banking terms special monitoring accounts means those accounts which have to monitors closely beacuse of uncertenity in those account during some speciafic periods or in near future there may be some financial difficulty for there working capital requirements.

You can also called 'stress Accounts' as there are some irregularity for paying dues or intrest part of the loans for these accouts and may be these account will goes into an NPA for the banks.