What is one disadvantage of getting government-sponsored mortgage?

One disadvantage of getting a government-sponsored mortgage is that it often comes with stricter eligibility requirements and regulations, which can limit access for some borrowers. Additionally, while these loans typically offer lower interest rates, they may also involve higher fees or costs over time, potentially offsetting the initial savings. Lastly, government-sponsored mortgages can take longer to process due to the additional paperwork and oversight involved.