How much can you earn while on Social Security at age 67?

At age 47, the only forms of Social Security you can collect are survivors' benefits (if you are a widow or widower, or an ex-spouse raising minor children under age 16) or disability compensation. The two programs operate under different rules and regulations.

Survivors' Benefits

Earned income may affect the amount a Survivor(s) can receive in benefits, but the formulas used for calculating these benefits are complex and dependent on many variables. You should discuss questions regarding survivors' benefits directly with the Social Security Administration.

Disability Benefits

In 2010, People on disability can earn up to $1,000 per month ($12,000 per year) for most disabilities, or $1,640 per month ($19,680 per year) if legally blind. Earning more than these limits would be considered engaging in Substantial Gainful Activity (SGA), would trigger a continuing disability review, and likely result in termination of the person's disability status with Social Security.

If you decide to return to work, the SSA allows nine non-consecutive months where earned income is unlimited; however, any month a disabled person earns more than $720.00 is counted toward the nine-month trial work period.

You can speak with a Social Security Representative by calling 1-800-772-1213 Monday through Friday between the hours of 7:00 am and 7:00 pm. This is an automated information line, so be prepared to jump through some hoops before you reach a live representative.