Does the deferred part of the mortage have to be paid back?

Yes, the deferred part of a mortgage typically must be paid back. This portion may include principal and interest that is postponed to a later date, often due to financial hardship or specific loan arrangements. When the deferral period ends, borrowers are usually required to repay the deferred amount, either as a lump sum or through adjusted monthly payments. It's essential to review the terms of the mortgage agreement for specific repayment details.