Why should you purchase disability insurance?

Disability insurance protects a person's most valuable financial asset, the ability to work and earn an income. Most of what people do and purchase throughout their lives will depend on their income and the expectation of their income continuing.

People buy Disability insurance, because it insures that if you are not able to work due to an injury or illness, you will still have an income source. It protects you, your family and your future from suffering a financial disaster if an unexpected illness or injury occurs.

Think of it this way... If you earn an average of $100,000 per year and work for 40 years - Your income potential is $4,000,000. If someone gave you a machine that was designed to print out $4,000,000 over a 40-year period, would you insure it?
We insure our cars and our homes which are worth much less than this. Shouldn't we insure our income, and ability to earn one?