What fee might you get when you overspend?

When you overspend, you might incur an overdraft fee if you exceed the balance in your checking account. This fee typically applies when you make purchases or withdrawals that surpass your available funds. Additionally, credit card companies may charge over-limit fees if you go beyond your credit limit, although many issuers no longer enforce this fee. It's essential to review your bank's policies to understand the potential charges associated with overspending.