How echeck works?

An eCheck, or electronic check, is a digital version of a traditional paper check used for online payments. It works by electronically transferring funds from the payer's bank account to the payee's account through the Automated Clearing House (ACH) network. The payer provides their bank details, and the transaction is initiated, often taking a few business days to process. This method is secure, cost-effective, and convenient for both consumers and businesses.