When to use present progressive form of verbs and simple present form of verb?

Present simple is used to talk about:

1. Something that is always true - The sun rises in the east. Ice melts when you heat it.

2. Some thing that is true now - I live in Ekatahuna. She likes Jon.

3. Something you do again and again ie a habit. - I get up at 7:00am and eat breakfast.

Present continuous is used to talk about:

1. Some thing that is happening now - I am using my computer.

2. Something that is happening around now. - My father is writing a book.

3. Something in the future. - We are having a party on the weekend.

Present continuous is not usually used with state verbs. For example:

She is knowing you - should be present simple - She knows you.

I am loving it - should be present simple - I love it