Asking for the loan as such usually doesn't cost a thing. Apart from postage and such. But depending on how big a loan it is, the lender might want a fairly detailed business plan. Something describing how you intend to spend the loan, and how the stuff you spend the loan on is going to make money for you. They won't lend you the money unless you can convince them you'll be able to pay it back. And unless you can do that analysis, prognosis and presentation in a convincing manner yourself, you might want to hire someone to do it. I have no idea what such a service would cost.
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