What has more freshwater lakes and rivers or groundwater?

No, there is far more water in groundwater than is found in lakes and rivers.

According to the United States Geological Survey groundwater accounts for 1.7% of all water on Earth.

Although much of the water we use in our everyday comes from lakes and rivers, all together these sources account for approximately 0.014% of the water on Earth.

Source: Gleick, P. H., 1996: Water resources. In Encyclopedia of Climate and Weather, ed. by S. H. Schneider, Oxford University Press, New York, vol. 2, pp.817-823