How much is moped insurance for a sixteen year old?

UK. between 150 and 850 pounds but It depends on your individual circumstances i.e. where it's kept, how much use it gets, age of it, make and model, value of it, where you live, your gender, your moped riding experience, how long you have held a licence/CBT and the cover you need. Firstly ask your friends where they are insured and if they think they got a good deal. Your insurance might cost more or less than their's but it wil be close There are insurance brokers in the high street and also some supermarkets that will work out the best insurance for you, but their commission might be added into the price. I went to the high street to find what they thought was the best for me and then went to an online comparison site to see if the prices were better. The supermarket was quite competitive and I also found a national broker was trading under more than one name (I wondered why three 'different' named insurers came back with the same quote). Take your time, don't take the first quote. Ask questions and understand the answers. Use a quote from one broker as leverage to get a better deal from another. Cheap does not have to mean inferior.