How soon would a repossession occur for missed car payments?

REPO AFTER MISSED PAYMENTSIt can occur quite quickly. Missing a car payment is a breach of contract and they can put out a repo on your car right away. Most lenders do not want the car, they want their money, they want the late fees and they want to continue to do business with you. As a former collector, usually it's 90 days, then your on a "HOT LIST." Repo guys are out to get your car fast cause it's easy money for them when they can get you with your defenses down. By that I mean hiding the car until you can get caught up, or something like that. Rather than hiding out, hiding the car, pulling all that stuff, it's best to keep a professional relatiOShip with your lender. You can always defer a payment or 2 until the end of your loan, you will have to pay extra for this, but at least it helps you in your financial times of trouble. Face them and try to deal with them honestly, but remember they are tricky and they can pull whatever they want and sneak attack you and take the car and tell you it is tough. Then you would have to pay the car off prior to auction, repo fees, and then it's yours. So, on the other hand, protect yourself ( always ) and if you need time, hide the car at a friends ( far far away ) don't let a skip tracer or spotter hunt it down, or follow you to it and snatch it up. Try to keep 3-4 payments aside in a separate account for rainy days. Get a spare job to do it even if it takes you a few months to save up. Get a credit card for these situations too. Always try to have 1-2 emergency reserve credit cards for this, or any other reasons.