Not paying credit card can stop you leaving in the country?

I am not pretty sure but according to the Law in the Philippines, only criminal cases are subjected to an HDO. Non-payment of credit cards can be a civil case not a criminal case.SUBJECT : GUIDELINES IN THE ISSUANCE OF HOLD-DEPARTURE ORDERS.

In order to avoid the indiscriminate issuance of Hold-Departure Orders resulting in inconvenience to the parties affected, the same being tantamount to an infringement on the right and liberty of an individual to travel and to ensure that the Hold-Departure Orders which are issued contain complete and accurate information, the following guidelines are hereby promulgated:

1. Hold-Departure Orders shall be issued only in criminal cases within the exclusive jurisdiction of the Regional Trial Courts;
2. The Regional Trial Courts issuing the Hold-Departure Order shall furnish the Department of Foreign Affairs [DFA] and the Bureau of Immigration [BI] of the Department of Justice with a copy each of the Hold-Departure Order issued within twenty-four (24) hours from the time of issuance and through the fastest available means of transmittal;