For this issue to have progressed this far, you have ignored a lot of mail and many phone calls. Unless you can get in contact with the original creditor (or collection agency) and attempt a settlement, you may wish to retain counsel. Never ignore these kinds of phone calls and letters. As troubling as they may be, they are never as difficult as being sued or having your wages garnished. If it were me, I would be on the phone to an attorney.
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