What happens to the money at the end of a term life policy if one does not die?

Term insurance is like leasing a car or renting an apartment. At the end of the term or at any point it is gone and the policy has no value unless you die. You do have one option however. If you are over 50 you can sell your policy to a life settlement company. I can get bids for you if you are and are interested. Finally, most new term insurance policies offer a money back rider. You pay more in monthly premiums but you get a 100% refund (tax free) of premiums at the end of the term. A great investment option considering it is guaranteed! 4LifeGuild