No, not unless you borrowed money on your home (listed it as colateral). The bank who has your mortgage(s) is the only one who can take your home if you default on payment. * The forced sale of a homestead for creditor debt is possible in almost every state. However, avoidable in most cases as the state's homestead exemption will generally protect the property and judges are very reluctant to allow such an action. If a lender sues and wins a judgment against the debtor the judgment can be executed as a lien against real property belonging to the debtor, this applies to all creditor/lenders, whether it is credit cards, vehicle loans, promissory notes, etc. The exceptions would be, married couples living in a state where real and personal property can be held as Tenancy By The Entirety, when the debt has not been jointly incurred, and those states (such as Texas) which have statutory law forbidding the forced sale of a homestead.
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