If I have 20 in Eur-o's how much is that American money?

To convert euros to US dollars, you'll need the current exchange rate. As of my last knowledge update, the exchange rate fluctuated around 1 euro being roughly equivalent to 1.10 to 1.20 US dollars. Therefore, if you have 20 euros, that would be approximately 22 to 24 US dollars, depending on the exact exchange rate at the time of conversion. For an accurate conversion, please check a reliable financial news source or currency converter for the latest rates.