How long does a charge off remain on your credit report after paid off?

== == About 7 yrs, but if you respond to any credit inquiries from companies trying to collect any debt, it resets the time period to a new date, and the time starts over again.

ONCE THIS ACCOUNT IS PAID, YOU CAN DISPUTE THIS ACCOUNT AND HAVE THE BUREAUS DELETE THIS FROM YOUR credit report. THIS WILL HAVE A POSITIVE AFFECT ON YOUR REPORT.